* {
  box-sizing: border-box;
}

:root {
  --bg: #f4f7fb;
  --card: #ffffff;
  --text: #1f2937;
  --muted: #6b7280;
  --border: #e5e7eb;
  --primary: #0f62fe;
  --shadow: 0 12px 30px rgba(15, 23, 42, 0.08);
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background: linear-gradient(180deg, #eef4ff 0%, var(--bg) 100%);
  color: var(--text);
  line-height: 1.7;
}

.container {
  max-width: 900px;
  margin: 0 auto;
  padding: 40px 20px;
}

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 40px 32px;
  box-shadow: var(--shadow);
}

.eyebrow {
  margin: 0 0 8px;
  color: var(--primary);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

h1 {
  margin: 0 0 8px;
  font-size: 38px;
  line-height: 1.2;
}

.effective-date {
  color: var(--muted);
  margin-bottom: 24px;
}

h2 {
  margin-top: 32px;
  margin-bottom: 12px;
  font-size: 22px;
  color: #111827;
}

p {
  margin: 0 0 16px;
}

ul {
  margin: 0 0 16px 20px;
  padding: 0;
}

li {
  margin-bottom: 10px;
}

.contact-box,
.footer-note {
  background: #f9fafb;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 16px 18px;
  margin-top: 12px;
}

.footer-note p {
  margin: 0;
  color: var(--muted);
}

@media (max-width: 640px) {
  .container {
    padding: 20px 14px;
  }

  .card {
    padding: 24px 18px;
    border-radius: 14px;
  }

  h1 {
    font-size: 30px;
  }

  h2 {
    font-size: 20px;
  }
}